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 Conditions are improving for firsthome where can i buy an unlocked iphone 5 buyers making their initial property acquisition, according to Genworth’s September Homebuyer Confidence Index.

While the index measuring firsthome buyer confidence dipped slightly by 0.5 points to 98.5 it remains above the national average for all home buyers of 98.4.

It also found that half (54%) of where can i buy an unlocked iphone 5 surveyed firsthome buyers believe it is a good time to buy a home, a figure that has more than doubled in the last two years.

Genworth also recorded a drop in potential firsthome buyers who were deterred from buying because they were unable to save for a deposit (down from 30% in March to 11% in September 2012) or unable to afford repayments (down from 14% in March to 5% in September 2012).

Firsthome buyers also appear more comfortable with saving a smaller deposit and taking on a bigger mortgage debt.

Firsthome buyers in Western Australia are most comfortable with a smaller deposit, with nearlytwo thirds (64%) saving less than 10%, compared with just over a third of WA firsthome buyers in the March survey.

Victorian firsthome buyers are also where can i buy an unlocked iphone 5 more comfortable with a smaller deposit, with 44% saying they are comfortable with a 10% deposit.

The opposite trend was reported in NSW and Queensland.

The report also found that the proportion of surveyed recent firsthome buyers who had experienced mortgage stress in the last 12 months fell from 16% in March 2012 to 13% in September 2012.

However, the proportion expecting difficulty in the coming year rose from 16% to 18%.

The Genworth reports also notes that changes to firsthome buyer incentives offered in each state will mean this group will face different amounts of pressure in different areas in the future.

“Despite a slight fall in firsthome buyer confidence, this segment of the market remains more optimistic that now is a good time to buy a home,” says Genworth CEO Ellie Comerford.

“What is more heartening is that firsthome buyers are increasingly confident they can save the deposit necessary to buy their first home.”

What do you think the spring 2012 property market holds for firsthome buyers and others? Complete our fiveminute survey for your chance to win an iPhone 5.

Property Observer is Australia’s number one property where can i buy an unlocked iphone 5 investment website for investors and savvy buyers, featuring property news, property information, market forecasts and expert commentary and analysis. Property Observer covers all aspects of real estate, including residential property and commercial property, throughout Australia and around the world. Property Observer offers everything you need to know about selling your house, buying a house, home loans and the property cycle, as well as tips on property management and when and how to invest in property.

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